पैसा · Exchange rates, remittance comparisons & money guides for Indians everywhere
USD/INR ₹94.82EUR/INR ₹106.25GBP/INR ₹126.84AED/INR ₹25.70SAR/INR ₹25.17AUD/INR ₹66.49CAD/INR ₹67.57SGD/INR ₹74.22Gold (10g) ₹1,42,694USD/INR ₹94.82EUR/INR ₹106.25GBP/INR ₹126.84AED/INR ₹25.70SAR/INR ₹25.17AUD/INR ₹66.49CAD/INR ₹67.57SGD/INR ₹74.22Gold (10g) ₹1,42,694USD/INR ₹94.82EUR/INR ₹106.25GBP/INR ₹126.84AED/INR ₹25.70SAR/INR ₹25.17AUD/INR ₹66.49CAD/INR ₹67.57SGD/INR ₹74.22Gold (10g) ₹1,42,694USD/INR ₹94.82EUR/INR ₹106.25GBP/INR ₹126.84AED/INR ₹25.70SAR/INR ₹25.17AUD/INR ₹66.49CAD/INR ₹67.57SGD/INR ₹74.22Gold (10g) ₹1,42,694USD/INR ₹94.82EUR/INR ₹106.25GBP/INR ₹126.84AED/INR ₹25.70SAR/INR ₹25.17AUD/INR ₹66.49CAD/INR ₹67.57SGD/INR ₹74.22Gold (10g) ₹1,42,694USD/INR ₹94.82EUR/INR ₹106.25GBP/INR ₹126.84AED/INR ₹25.70SAR/INR ₹25.17AUD/INR ₹66.49CAD/INR ₹67.57SGD/INR ₹74.22Gold (10g) ₹1,42,694
Viral Song Earnings: What Ravana Tandav Is Really Worth
Entertainment Money

Viral Song Earnings: What Ravana Tandav Is Really Worth

It is Dussehra week, and your WhatsApp is full of one song. T-Series released “Ravana Tandav” from the upcoming film Ramayana on October 20, 2026, and industry trackers clocked it crossing 9.8 million views while adding nearly half a million views an hour at…

October 21, 2026

USD to INR today and NRI money tools

☀️ The Daily Rupee · Thu, Oct 22
₹94.82
▲ 0.35 vs previous day · per 1 USD
As of Oct 23, 2026, 3:30 AM IST
Full USD/INR page: trend & history →
The IndiaPay Times Satire · not real news
The Daily Rupee satire illustration: Mother Asks Why Son's Savings Earn Less Than Sharma Ji's Son's Fixed Deposit

Mother Asks Why Son’s Savings Earn Less Than Sharma Ji’s Son’s Fixed Deposit

A screenshot cropped to show only a number and part of a thumb sets off a family-wide financial review.

Read today's Daily Rupee →

NRI Problems

All episodes →

Ravi's money life in America, told in under a minute.

Ravi checking the exchange rate on his phone, from NRI Problems: The Exchange Rate Showdown

The Exchange Rate Showdown

Ravi checks the rate before sending money home. Then Sharma Uncle says he got a better one.

Watch the episode
Every day on IndiaPay:7:00 AM ET · Daily Rupee + new satire9:15 AM IST · Rupee Call opens3:30 PM IST · Rupee Call resultsFridays · RBI reserves + weekend satire🔔 Get the Daily Rupee

Latest Articles

Why Old Bollywood Comedies Keep Winning YouTube
NRI Finance

Why Old Bollywood Comedies Keep Winning YouTube

If your family WhatsApp is anything like the IndiaPay Team’s, your most-played videos are not new stand‑up specials. They are chopped scenes of Akshay Kumar panicking in a hotel, Nana Patekar saying “Control, Uday,” and Paresh Rawal walking into yet another disaster. Old bollywood comedies on youtube are quietly winning the platform…

October 19, 2026
Rupee: The Melting Ice Cube
NRI Finance

Rupee: The Melting Ice Cube

Every year your WhatsApp family group celebrates the same “good news.” “Beta, dollar is 90 rupees now, send money this…

October 18, 2026

💱 Currency Converter

Convert at the mid-market rate shown on our rate pages.

₹94,8201,000 USD at ₹94.82 per USD
1 USD = ₹94.82
As of Oct 23, 2026, 3:30 AM IST
Quick amounts at today’s rate
$100₹9,482
$500₹47,410
$1,000₹94,820
$5,000₹4,74,100

Mid-market rates for guidance. Banks and transfer providers add a margin and fees, so the amount you receive will be a little lower.

🧮 NRE FD Calculator

Deposit, tenure and rate in; maturity value out, compounded quarterly the way Indian banks do it.

Interest earned₹1,03,131
Effective annual yield6.45%
Maturity value₹6,03,131
Today’s NRE FD rates
State Bank of India1 yr 6.25% · 3 yr 6.30%
ICICI Bank1 yr 6.25% · 3 yr 6.45%

See all rates →

Prefilled with State Bank of India's current 3-year-band NRE rate from the rates table on this page. Edit it to the rate your bank quotes you. Estimate only: the bank's exact day count and payout dates can shift the final figure slightly. Interest on NRE deposits is tax-free in India, but may be taxable in the country where you live.

🏛️ RBI Macro Room

  • Repo rate5.50%
  • Standing Deposit Facility5.25%
  • Marginal Standing Facility5.75%
  • Bank Rate5.75%
  • Fixed Reverse Repo3.35%
  • CRR3.00%
  • SLR18.00%
Policy rates as of October 12, 2026 · Reserve Bank of India, current policy rates

Forex reserves · as of Oct 9, 2026

  • Total reserves$726B · ₹70.2 lakh crore
  • Gold$105.1B · ₹10.2 lakh crore
Source: Reserve Bank of India

📈 Market Snapshot

  • S&P 500 (SPY)$763.96-1.18%
  • Nasdaq 100 (QQQ)$704.47-2.86%
  • Dow Jones (DIA)$527.89+0.04%
  • Gold (GLD)$369.00-2.63%
  • Oil (USO)$162.51+1.70%
  • NIFTY 5022,687.65-0.54%
  • SENSEX73,249.39-0.62%
  • NIFTY BANK54,925.70-0.09%
As of Oct 23, 2026, 6:30 AM IST · Sources: NSE India, BSE India, Alpha Vantage

🪙 Gold Rates (per 10g)

₹1,42,694India reference rate, 24K, per 10g
As of Oct 22, 2026, 9:45 PM IST

IBJA rates include import duty and taxes · Last fixing Thu Oct 22

The same national gold rate behind Suwarna's tables. City jewellers add a local premium, so your city rate will differ a little.

City-wise gold rates and the Gold Guesser at Suwarna →

🤯 Stat of the Day

5.54%
retail (CPI) inflation in Sep 2026, year on year
Source: MoSPI

📅 Money Deadlines

  • Dec 15, 2026India advance tax: 3rd instalment (75%)in 53 days
  • Mar 15, 2027India advance tax: final instalment (100%)in 143 days
  • Mar 31, 2027India financial year endsin 159 days
  • Apr 15, 2027FBAR due (FinCEN Form 114)in 174 days
  • Apr 15, 2027US federal tax return duein 174 days
  • Jun 15, 2027US expat automatic extension endsin 235 days

Recurring annual dates. Weekends, holidays and official notifications can move a date in a given year, so verify for the current year before you rely on one. Sources: Income-tax Act, 1961, FinCEN, IRS.

📰 India Money News

As of Oct 23, 2026, 1:42 PM IST · Source: Mint

🎮 Play, Compare & Share

💸 Send Money to India: Cost Comparator

See what Wise, Remitly, Instarem and Xoom actually deliver to India after fees and rate margins, estimated from their published fees at today’s live USD/INR rate.

Compare providers →

ProviderFeeRecipient gets for $1,000
Wise Best estimate$6.85₹94,170
Remitly$0 transfer feeRate set per transfer
InstaremCheck providerCheck provider
Xoom (PayPal)Check providerCheck provider

Estimate from published fees as of October 12, 2026. Full comparison →

📞 Today’s Rupee Call

Rupee Call

Will the rupee weaken or strengthen by close on October 24, 2026?

USD/INR today
94.82
As of Oct 23, 2026, 3:30 AM IST
Make your call

One guess per day. You can change nothing after submitting - choose well.

What the community thinks
No calls yet today. Be the first.
Leaderboard and last result
Last result
On October 16, 2026 the rupee strengthened, closing at 94.96.
0 players called it right.
Leaderboard
Top callers, last 7 days
No resolved games yet. Make your call above to get on the board.

Just for fun. No prizes, no money, no bragging rights beyond this page.

This is a game, not financial advice.

🏠 How Rich Are You in India?

What a dollar amount feels like in India, in purchasing power rather than exchange rates.

₹94,820at today's market rate

Spent in India, that buys roughly what $4,720 buys in the US.

By the World Bank's purchasing power parity measure, what $1,000 buys in the US costs about ₹20,089 in India (PPP factor ₹20.09 per international dollar, 2025).

Based on the World Bank's PPP conversion factor for India (2025): ₹20.09 per international dollar. PPP compares the cost of the same basket of goods and services across countries. It is an economy-wide average, not a city cost index, and it is not an exchange rate.

📅 Best Day to Send

Strongest weekday so far: Friday, averaging ₹95.68 per USD.

Mondays₹95.55
Tuesdays₹95.49
Wednesdays₹95.50
Thursdays₹95.60
Fridays₹95.68

Averages of the daily readings in our own USD/INR archive: 38 days since Sep 1, 2026. Weekday patterns in exchange rates are weak and drift with markets, so treat this as a nudge, never a promise.

🔔 Rupee Alert

USD/INR

One email per trigger. Unsubscribe anytime. No account needed.

🇮🇳 India Money Pulse: data nobody else aggregates

📱 UPI Pulse

24.07B
UPI transactions in Sep 2026
  • Value moved₹29.4 lakh crore
As of Oct 22, 2026, 2:47 PM IST · Source: NPCI

🧅 Inflation Now

5.54%
CPI inflation, year on year, Sep 2026
  • Food inflation (CFPI)7.74%
As of Oct 22, 2026, 2:49 PM IST · Source: MoSPI

Featured

🗞️ The IndiaPay Times · Satire

The IndiaPay Times Satire · not real news
The Daily Rupee satire illustration: Mother Asks Why Son's Savings Earn Less Than Sharma Ji's Son's Fixed Deposit
Satire

Mother Asks Why Son’s Savings Earn Less Than Sharma Ji’s Son’s Fixed Deposit

A screenshot cropped to show only a number and part of a thumb sets off a family-wide financial review.

October 22, 2026
More Daily Rupee editions →

Money & Culture

🏦 Today's NRE FD Rates

Bank1-year band3-year band
State Bank of IndiaDeposits below ₹3 crore · w.e.f. 15 Aug 20266.25%1 yr to <2 yrs6.30%3 yrs to <5 yrs
ICICI BankGeneral, with premature withdrawal · w.e.f. 9 Oct 20266.25%1 yr to 389 days6.45%2 yrs 1 day to 3 yrs

Rates read from the banks' official websites on October 12, 2026: State Bank of India, ICICI Bank. Banks revise rates without notice and bigger deposits earn different rates, so confirm the current rate before you deposit.

ℹ️ About IndiaPay

The NRI money hub: live rupee rates, honest comparisons and guides that respect both your rupees and your dollars.

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