💱 The NRI Money Hub: smart finance for Indians worldwideData as of Oct 13, 2026, 2:42 AM IST
USD/INR ₹95.78Gold (10g) ₹1,28,386
☀️ The Daily Rupee · Mon, Oct 12
₹95.78
per 1 USD
As of Oct 12, 2026, 9:18 PM IST · Source: frankfurter.dev
Full USD/INR page: trend & history →
The IndiaPay Times Satire · not real news

Man Sets 14 Alerts Waiting for Rupee at 96, Sends After Mother Calls Twice

Fourteen alerts, six missed weeks, one unsent Diwali transfer, and a mother who does not accept exchange rates as an excuse.

Read today's Daily Rupee →
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💱 Currency Converter

Convert at the mid-market rate shown on our rate pages.

₹95,7801,000 USD at ₹95.78 per USD
1 USD = ₹95.78
As of Oct 12, 2026, 9:18 PM IST · Source: frankfurter.dev

Mid-market rates for guidance. Banks and transfer providers add a margin and fees, so the amount you receive will be a little lower.

🧮 NRE FD Calculator

Deposit, tenure and rate in; maturity value out, compounded quarterly the way Indian banks do it.

Interest earned₹1,03,131
Effective annual yield6.45%
Maturity value₹6,03,131

Prefilled with State Bank of India's current 3-year-band NRE rate from the rates table on this page. Edit it to the rate your bank quotes you. Estimate only: the bank's exact day count and payout dates can shift the final figure slightly. Interest on NRE deposits is tax-free in India, but may be taxable in the country where you live.

🪙 Gold Rates (per 10g)

₹1,28,386India reference rate, 24K, per 10g
As of Oct 13, 2026, 1:39 AM IST · Source: gold-api spot, converted at the frankfurter.dev USD/INR rate

The same converted spot feed behind Suwarna's tables. City jewellers add local premiums, so your city rate will differ a little.

City-wise gold rates and the Gold Guesser at Suwarna →

📅 Money Deadlines

  • Oct 15, 2026FBAR automatic extension endsFinal FBAR date for the year, no request needed for the extension.in 2 days
  • Dec 15, 2026India advance tax: 3rd instalment (75%)Cumulative 75% of the year's advance tax due by today, s.211.in 63 days
  • Mar 15, 2027India advance tax: final instalment (100%)Last advance tax date of the financial year, Income-tax Act s.211.in 153 days
  • Mar 31, 2027India financial year endsLast day for PPF, NPS and other Section 80C deposits for the year.in 169 days
  • Apr 15, 2027FBAR due (FinCEN Form 114)For US persons whose Indian accounts crossed $10,000 in aggregate. Automatic extension to Oct 15 if missed.in 184 days
  • Apr 15, 2027US federal tax return dueTax Day. Moves to the next business day when it falls on a weekend or DC holiday.in 184 days
  • Jun 15, 2027US expat automatic extension endsUS citizens and residents living abroad may file until today with no form.in 245 days
  • Jun 15, 2027India advance tax: 1st instalment (15%)First of four advance tax instalments, Income-tax Act s.211.in 245 days
  • Jul 31, 2027India ITR filing due dateStatutory date for most individuals under s.139(1). CBDT extends it in many years, so check the current assessment year.in 291 days
  • Sep 15, 2027India advance tax: 2nd instalment (45%)Cumulative 45% of the year's advance tax due by today, s.211.in 337 days

Recurring annual dates. Weekends, holidays and official notifications can move a date in a given year, so verify for the current year before you rely on one. Sources: Income-tax Act, 1961 (incometaxindia.gov.in), FinCEN (fincen.gov), IRS (irs.gov).

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💸 Send Money to India: Cost Comparator

See what Wise, Remitly, Instarem and Xoom actually deliver to India after fees and rate margins, estimated from their published fees at today’s live USD/INR rate.

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📞 Today’s Rupee Call

Rupee Call

Will the rupee weaken or strengthen by close on October 14, 2026?

USD/INR today
95.78
As of Oct 12, 2026, 9:18 PM IST · Source: frankfurter.dev
Make your call

One guess per day. You can change nothing after submitting - choose well.

What the community thinks
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Just for fun. No prizes, no money, no bragging rights beyond this page.

This is a game, not financial advice.

🏠 How Rich Are You in India?

What a dollar amount feels like in India, in purchasing power rather than exchange rates.

₹20,089of purchasing power in India

Converted at the market rate, $1,000 is ₹95,780. Because everyday prices in India are lower, the smaller PPP figure is the honest like-for-like: it buys roughly what $1,000 buys in the US.

World Bank PPP conversion factor for India (indicator PA.NUS.PPP, 2025): ₹20.09 per international dollar, fetched from api.worldbank.org. PPP compares the cost of the same basket of goods and services across countries. It is an economy-wide average, not a city cost index, and it is not an exchange rate.

📅 Best Day to Send

USD/INR has weekly patterns. This tool reads our own rate history and names your best sending window.

History is building: 1 day of readings so far (our archive started Oct 12, 2026). At 30 days, this card switches itself on and starts averaging the rate by weekday.

Today: 1 USD = ₹95.78
As of Oct 12, 2026, 9:18 PM IST · Source: frankfurter.dev

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🏦 Today's NRE FD Rates

Bank1-year band3-year band
State Bank of IndiaDeposits below ₹3 crore · w.e.f. 15 Aug 20266.25%1 yr to <2 yrs6.30%3 yrs to <5 yrs
ICICI BankGeneral, with premature withdrawal · w.e.f. 9 Oct 20266.25%1 yr to 389 days6.45%2 yrs 1 day to 3 yrs

Rates read from the banks' official websites on October 12, 2026: State Bank of India (sbi.bank.in), ICICI Bank (icici.bank.in). Banks revise rates without notice and bigger deposits earn different rates, so confirm the current rate before you deposit.

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