Data as of Oct 14, 2026, 2:42 AM IST
पैसा · Exchange rates, remittance comparisons & money guides for Indians everywhere
USD/INR ₹95.28Gold (10g) ₹1,47,662USD/INR ₹95.28Gold (10g) ₹1,47,662USD/INR ₹95.28Gold (10g) ₹1,47,662USD/INR ₹95.28Gold (10g) ₹1,47,662USD/INR ₹95.28Gold (10g) ₹1,47,662USD/INR ₹95.28Gold (10g) ₹1,47,662

USD to INR today and NRI money tools

☀️ The Daily Rupee · Tue, Oct 13
₹95.28
▼ 0.50 vs previous day · per 1 USD
As of Oct 13, 2026, 9:30 PM IST
Full USD/INR page: trend & history →
The IndiaPay Times Satire · not real news

Three Siblings in Three Countries Spend Three Weeks Choosing One Diwali Gold Coin

A plan approved in ten minutes is now in its third week, with a poll, a spreadsheet, and an aunt who joined by mistake.

Read today's Daily Rupee →
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💱 Currency Converter

Convert at the mid-market rate shown on our rate pages.

₹95,2801,000 USD at ₹95.28 per USD
1 USD = ₹95.28
As of Oct 13, 2026, 9:30 PM IST

Mid-market rates for guidance. Banks and transfer providers add a margin and fees, so the amount you receive will be a little lower.

🧮 NRE FD Calculator

Deposit, tenure and rate in; maturity value out, compounded quarterly the way Indian banks do it.

Interest earned₹1,03,131
Effective annual yield6.45%
Maturity value₹6,03,131

Prefilled with State Bank of India's current 3-year-band NRE rate from the rates table on this page. Edit it to the rate your bank quotes you. Estimate only: the bank's exact day count and payout dates can shift the final figure slightly. Interest on NRE deposits is tax-free in India, but may be taxable in the country where you live.

🏛️ RBI Macro Room

  • Repo rate5.50%
  • Standing Deposit Facility5.25%
  • Marginal Standing Facility5.75%
  • Bank Rate5.75%
  • Fixed Reverse Repo3.35%
  • CRR3.00%
  • SLR18.00%
Policy rates as of October 12, 2026 · Reserve Bank of India, current policy rates

Forex reserves · as of Oct 2, 2026

  • Total reserves$734.6B · ₹70.7 lakh crore
  • Gold$106.4B · ₹10.2 lakh crore
Source: Reserve Bank of India

📈 Market Snapshot

  • S&P 500 (SPY)$778.10-0.06%
  • Nasdaq 100 (QQQ)$746.04-0.70%
  • Dow Jones (DIA)$517.91+0.35%
  • Gold (GLD)$382.15-0.63%
  • Oil (USO)$151.03+1.91%
  • NIFTY 5022,721.95+1.60%
  • SENSEX73,033.78+1.54%
  • NIFTY BANK55,481.05+1.03%
As of Oct 13, 2026, 10:30 PM IST · Sources: NSE India, BSE India, Alpha Vantage

🪙 Gold Rates (per 10g)

₹1,47,662India reference rate, 24K, per 10g
As of Oct 13, 2026, 2:45 PM IST

IBJA rates include import duty and taxes.

The same national gold rate behind Suwarna's tables. City jewellers add a local premium, so your city rate will differ a little.

City-wise gold rates and the Gold Guesser at Suwarna →

📅 Money Deadlines

  • Oct 15, 2026FBAR automatic extension endsTomorrow
  • Dec 15, 2026India advance tax: 3rd instalment (75%)in 62 days
  • Mar 15, 2027India advance tax: final instalment (100%)in 152 days
  • Mar 31, 2027India financial year endsin 168 days
  • Apr 15, 2027FBAR due (FinCEN Form 114)in 183 days
  • Apr 15, 2027US federal tax return duein 183 days
  • Jun 15, 2027US expat automatic extension endsin 244 days
  • Jun 15, 2027India advance tax: 1st instalment (15%)in 244 days
  • Jul 31, 2027India ITR filing due datein 290 days
  • Sep 15, 2027India advance tax: 2nd instalment (45%)in 336 days

Recurring annual dates. Weekends, holidays and official notifications can move a date in a given year, so verify for the current year before you rely on one. Sources: Income-tax Act, 1961, FinCEN, IRS.

🎮 Play, Compare & Share

💸 Send Money to India: Cost Comparator

See what Wise, Remitly, Instarem and Xoom actually deliver to India after fees and rate margins, estimated from their published fees at today’s live USD/INR rate.

Compare providers →

ProviderFeeRecipient gets for $1,000
Wise Best estimate$6.85₹94,627
Remitly$0 transfer feeRate set per transfer
InstaremCheck providerCheck provider
Xoom (PayPal)Check providerCheck provider

Estimate from published fees as of October 12, 2026. Full comparison →

📞 Today’s Rupee Call

Rupee Call

Will the rupee weaken or strengthen by close on October 15, 2026?

USD/INR today
95.28
As of Oct 13, 2026, 9:30 PM IST
Make your call

One guess per day. You can change nothing after submitting - choose well.

What the community thinks
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Leaderboard and last result
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Leaderboard
Top callers, last 7 days
No resolved games yet. Make your call above to get on the board.

Just for fun. No prizes, no money, no bragging rights beyond this page.

This is a game, not financial advice.

🏠 How Rich Are You in India?

What a dollar amount feels like in India, in purchasing power rather than exchange rates.

₹95,280at today's market rate

Spent in India, that buys roughly what $4,740 buys in the US.

By the World Bank's purchasing power parity measure, what $1,000 buys in the US costs about ₹20,089 in India (PPP factor ₹20.09 per international dollar, 2025).

Based on the World Bank's PPP conversion factor for India (2025): ₹20.09 per international dollar. PPP compares the cost of the same basket of goods and services across countries. It is an economy-wide average, not a city cost index, and it is not an exchange rate.

📅 Best Day to Send

Strongest weekday so far: Thursday, averaging ₹95.82 per USD.

Mondays₹95.66
Tuesdays₹95.57
Wednesdays₹95.72
Thursdays₹95.82
Fridays₹95.80

Averages of the daily readings in our own USD/INR archive: 31 days since Sep 1, 2026. Weekday patterns in exchange rates are weak and drift with markets, so treat this as a nudge, never a promise.

🤯 Stat of the Day

5.54%
retail (CPI) inflation in Sep 2026, year on year
Source: MoSPI

🔔 Rupee Alert

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🇮🇳 India Money Pulse: data nobody else aggregates

📱 UPI Pulse

24.07B
UPI transactions in Sep 2026
  • Value moved₹29.4 lakh crore
As of Oct 13, 2026, 2:47 PM IST · Source: NPCI

🧅 Inflation Now

5.54%
CPI inflation, year on year, Sep 2026
  • Food inflation (CFPI)7.74%
As of Oct 13, 2026, 2:49 PM IST · Source: MoSPI

Featured

🗞️ The IndiaPay Times · Satire

The IndiaPay Times Satire · not real news
Satire

Three Siblings in Three Countries Spend Three Weeks Choosing One Diwali Gold Coin

A plan approved in ten minutes is now in its third week, with a poll, a spreadsheet, and an aunt who joined by mistake.

October 13, 2026
More Daily Rupee editions →

Latest Guides

Money & Culture

🏦 Today's NRE FD Rates

Bank1-year band3-year band
State Bank of IndiaDeposits below ₹3 crore · w.e.f. 15 Aug 20266.25%1 yr to <2 yrs6.30%3 yrs to <5 yrs
ICICI BankGeneral, with premature withdrawal · w.e.f. 9 Oct 20266.25%1 yr to 389 days6.45%2 yrs 1 day to 3 yrs

Rates read from the banks' official websites on October 12, 2026: State Bank of India, ICICI Bank. Banks revise rates without notice and bigger deposits earn different rates, so confirm the current rate before you deposit.

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