Merchant Account Comparison

Merchant Account Plans INDIA SILVER INDIA GOLD INTL SILVER INTL GOLD
MS/VISA/Diners – Credit/Debit
AMEX/JCB
Ecommerce
MOTO-VPOS
VBV/3D Secure Authentication
Recurring Setup – Add On
Multi Currency Acceptance
Multi Currency Settlement
Ready Amazon Like Store – Add On
eMail Invoicing – Add On
Batch Processing – Add On
Integration API
IVR Add On
PCI Level 1 Compliance
Fraud & Risk Management (FRISK)
Transaction Reporting Suite
Custom Transaction Alerts
200+ Shopping Carts
24/7 Support
No Transaction Loss
User/Developer Help
Pricing Rs. 6K Setup
TDR 5% + Rs.3
Rs. 300/month
Rs. 10K Setup
TDR 3.5% + Rs.3
Rs. 300/month
$1000 Setup
TDR on Risk
$1800 Setup
TDR on Risk
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Please Note:

TDR (Transaction Discount Rate) – A percentage of the sales price charged by IndiaPay’s acquiring bank partner which passed through the acquiring bank to the credit card issuing bank according to a schedule of rates called interchange fees, which are set by Visa and Mastercard. Interchange fees vary depending on card type and the circumstances of the transaction.

International Account: The TDR for international account varies from merchant to merchant depending on their risk score, type of business and intended card/customer base. Once you fill in the merchant sign up form, it is passed to IndiaPay’s international bank partner who determines the TDR for the merchant. International Account provides you complete control on your multi currency charges. In addition to all the features listed above, you get a MOTO terminal as well as your own descriptor on your customer’s card statement which eliminates charge back drastically.

Time Required:
1. India Merchant application takes 1 week to setup after receiving all required documents.
2. International Merchant application takes 2 weeks to setup after receiving all required documents.
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